SYSTEMS AND METHODS FOR ENHANCED PEER-TO-PEER ASSET TRANSFERS

原文（中文）

Systems, apparatuses, methods, and computer program products are disclosed for a secure peer-to-peer asset transfer. An example method includes receiving an asset transfer initiation request from a sender device, wherein the asset transfer initiation request comprises an indication of an asset to transfer and a sender account identifier associated with a sender account of a sender. The example method further includes receiving an indication of a recipient intended to receive the asset and selecting a recipient account associated with the recipient. The example method further includes authenticating the recipient based on a recipient mobile driver's license (mDL) associated with the recipient and in response to successfully authenticating the recipient, effectuating a transfer of the asset from the sender account to the recipient account.