元の名称記録: TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA

Techniques for implementing digital wallet applications supporting decentralized web integration are disclosed herein. An exemplary system includes: one or more processors; and a non-transitory computer-readable memory coupled to the one or more processors. The memory stores instructions thereon that, when executed by the one or more processors, cause the one or more processors to: obtain data from a set of data sources, the data being associated with a set of electronic accounts linked to a digital wallet of a user. The instructions may further cause the processors to generate, using at least one machine learning (ML) model based on the data, a recommendation for the user related to the set of electronic accounts; and display the recommendation in a digital wallet application that (i) implements the digital wallet and (ii) is integrated with a decentralized web technology.

The methods disclosed herein relate to managing, discovering, and performing transactions on retirement accounts using artificial intelligence and/or blockchain. In one embodiment, a method includes retrieving account data for retirement accounts associated with third-party financial institutions, retrieving external financial data, providing the account data to a trained capture model to cause the trained capture model to generate structured account data, providing the structured account data, the external financial data, and user data associated with the user to a trained deep learning forecast model to cause the trained deep learning forecast model to generate a forecast, and outputting the forecast to the user.