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案件記録

PREDICTIVE ANALYTICS FOR ASSESSING PROPERTY USING EXTERNAL DATA

発明審査中
1閲覧数
20請求項 · 4 独立
§ Ⅰ

案件概要

発明者

Rebecca A. Little; Vicki King; Bryan R. Nussbaum; Nathan C. Summers; Deanna L. Stockweather; An Ho

IPC分類

G6Q 40/8B64U 10/13B64U 101/30G6Q 50/16G6T 17/5

CPC分類

G6Q40/8G6Q50/165G6T17/5B64U10/13B64U2101/30

Methods and systems for assessing property based on predictive analytics techniques that use external data are described herein. A server may identify a reference set of information for a reference property evaluated with a reference risk score in accordance with a risk score rule that meets a predetermined threshold. The server may obtain an external data file from an external data source, wherein the external data file includes an external set of information for a prospective property. The server may compare the reference set of information with the external set of information to identify a common feature, condition, or attribute, and if identified, may evaluate the prospective property by determining a predicted risk score based on the external set of information in accordance with the risk score rule. If the predicted risk score is determined to meet the threshold, the server may indicate the prospective property as pre-approved.

原文(中国語)

Methods and systems for assessing property based on predictive analytics techniques that use external data are described herein. A server may identify a reference set of information for a reference property evaluated with a reference risk score in accordance with a risk score rule that meets a predetermined threshold. The server may obtain an external data file from an external data source, wherein the external data file includes an external set of information for a prospective property. The server may compare the reference set of information with the external set of information to identify a common feature, condition, or attribute, and if identified, may evaluate the prospective property by determining a predicted risk score based on the external set of information in accordance with the risk score rule. If the predicted risk score is determined to meet the threshold, the server may indicate the prospective property as pre-approved.

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