SYSTEMS AND METHODS FOR ENHANCED TWO-FACTOR AUTHENTICATION USING PROXIMITY

원문 (중국어)

Systems and methods are provided for enhance Two-Factor Authentication using proximity. This may include receiving a request to perform an account transaction with an account of a wireless device requiring a One-Time Password (OTP) from a requesting device. The distance between the requesting device and the wireless device may be calculated. If the distance is at or below a first distance threshold, the OTP may be transmitted to the wireless device. If the distance is above the first threshold, secondary authorization may be required before transmitting the OTP to the wireless device. If the distance is above a second distance threshold, higher than the first distance threshold, the account transaction may be denied.